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About

The person behind the advice.

Justin Zemaitis is the Chief Insurance Officer at HoneyQuote and a Florida-licensed insurance professional with 10 years of industry experience. He holds a Florida 2-20 General Lines Insurance License issued by the Florida Department of Financial Services (License #W420576).

As a licensed editor, Justin reviews drafts for accuracy and compliance, correcting coverage details before content moves to expert review. His areas of focus include homeowners, condo, renters, landlord (dwelling fire), flood, and mobile home insurance.

Drawing on a decade of hands-on experience in the Florida market, Justin certifies that the guidance readers see reflects how policies actually work and what current regulations require.

What I verify

What
Justin Zemaitis
's sign-off covers.

Coverage descriptions are reviewed against Florida policy language by a licensed editor.

Rates and statistics come from insurance regulators and government flood-program data, cited in the article.

Compliance and accuracy are certified before content moves to expert review.

Anything that varies by state is labeled by state, so you know what applies to you.

Expertise

Homeowners
Condo
Renters
Flood
Mobile Home

Education

Florida Department of Financial Services

Florida 2-20 General Lines Insurance License

Credentials

FL 2-20 General Lines License

Florida 2-20 General Lines Insurance License (#W420576), issued by the Florida Department of Financial Services.

Our process

How our content is made.

Read our methodology
01

Written by

A specialist writer drafts the content.

02
This contributor

Edited by

A licensed editor checks accuracy and may rewrite sections.

03

Reviewed by

An expert gives the final fact check and sign-off.

Your coverage is out there. Let’s find it.

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