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Calm ocean beach at sunset with palm trees and waterfront houses on both sides.Sun setting over ocean beach lined with palm trees and houses on both sides.

The sweet spot for all things insurance.

Anyone can find low-cost insurance. We make sure it actually covers what you need.

Get Approved In Under 5 Minutes

$20B
Property Insured
4.7
Customer Rated
Secure
No Spam. Ever.

What do we cover ?

Flexible protection for all of your needs.

Personal Lines

We can cancel your old insurance, manage escrow payments, and continuously monitor your policy for the best rates and protection.

We can cancel  your old insurance, manage  escrow payments, and continuously monitor  your policy for the best rates and coverage.

Home Insurance

Protect your house and everything inside it.

Flood Insurance

Coverage for the rising water a home policy leaves out.

Condo Insurance

Covers your unit, your things, and what the HOA won't.

Mobile Home Insurance

Built for manufactured and mobile homes.

You don’t have to "get" insurance 
to get the right policy

Step 1

Tell us once

A touch of information about you and we’re shopping.

Step 2

We shop the market

We pull quotes from 20+ carriers and line them up side by side.

Step 3

Buy online or bring in a human

A licensed HoneyQuote agent can walk you through the differences, answer the awkward questions, and handle the paperwork.

Find the right coverage
with confidence.

See your insurance rates in 30 seconds.

A better way to find insurance

Why Use HoneyQuote To Find The Best Insurance Coverage

You're not here to get squeezed by the insurance system. You're here to coast. We line up real quotes from 20+ vetted carriers in minutes, a licensed agent walks you through what you're actually buying, and your phone number never leaves the building. Uncertainty is for hurricane forecasts, not your insurance.

HoneyQuoteOther comparison sitesLead-selling sitesCarrier websites (DIY)
Protects your data from spammers
Yes — never sells
SometimesAlmost neverNo
Compare multiple carriers at once
Yes — 25+ vetted carriers
VariesNot availableOne at a time
Licensed agent included
Yes — a real agent, start to claim
Online onlyNo agentSales team only
Re-shops your rate at renewal
Yes, every year
No — you start overNoNo
Free to use
Yes
YesYesYes

HoneyQuote

Real, bindable quotes
Yes
Protect your data to spammers
Always
Compare multiple carriers at once
Yes — 20+ vetted carriers
Licensed agent included
Yes — a real agent, start to claim
Coastal Insurance Experts
Yes — it's all we do
Re-shops your rate at renewal
Yes
Free to use
Yes

Other comparison sites

Real, bindable quotes
Sometimes — often estimates
Protect your data to spammers
Sometimes
Compare multiple carriers at once
Varies
Licensed agent included
Online only
Coastal Insurance Experts
Some are, most aren't
Re-shops your rate at renewal
No — you start over
Free to use
Yes

Lead-selling sites

Real, bindable quotes
Ads only
Protect your data to spammers
Almost never
Compare multiple carriers at once
Almost never
Licensed agent included
Not available
Coastal Insurance Experts
No agent
Re-shops your rate at renewal
Auto only
Free to use
Yes

Carrier websites (DIY)

Real, bindable quotes
Yes, one at a time
Protect your data to spammers
No
Compare multiple carriers at once
One at a time
Licensed agent included
Sales team only
Coastal Insurance Experts
One carrier's products
Re-shops your rate at renewal
No
Free to use
Yes

Where coverage meets confidence

0 sec

To see your insurance quotes online

0+

Top insurance carriers side by side

0 call

Away from a real licensed agent

See why so many people sleep better
at night after switching to HoneyQuote.

"Made something that usually feels stressful and confusing so easy and smooth."

Emily C.

Florida

"Easy and stress-free. Their team is responsive, knowledgeable, and dedicated to finding the best coverage."

Michael M.

Florida

"They found the policy that suits our needs best and made it a quick and easy process."

Ferguson I.

Florida

"Saved us nearly $1,200 a year and we kept the same coverage."

Ally W.

Florida

"Very responsive, knowledgeable, and professional throughout the process."

Lonny C.

Florida

"They worked hard to find the right homeowners policy for us."

Leanne O.

Florida

"Great customer service and great rates!"

Mark T.

Florida

"Made getting home insurance in Florida easy and stress-free."

Victor L.

Florida

Frequently Asked Questions

Is HoneyQuote an insurance company or a comparison site?

Neither, exactly. HoneyQuote is a licensed independent insurance agency. We don't underwrite policies like a carrier, and we don't sell your information like most comparison sites. We compare insurance quotes from multiple carriers, explain the differences in plain English, and handle the paperwork when you choose one.

How does HoneyQuote work to compare insurance quotes?

You answer one short set of questions about what you want covered. We pull real quotes from our carrier network and line them up side by side- price, coverage and deductibles. Then a licensed agent reviews your options with you and handles the switch, start to finish.

What types of insurance can I get quotes for through HoneyQuote?

Honeyquote can give you the best insurance quotes for home, auto, flood, condo and renters insurance, plus bundles that combine them.

Is HoneyQuote a licensed insurance agency?

Yes. HoneyQuote is licensed in Florida

Will I get spam calls or texts if I request an insurance quote from HoneyQuote?

No you will never receive spam calls because you requested a quote with HoneyQuote. Your information is never sold or passed to third-party marketers. The only person who contacts you is your HoneyQuote agent, and only about your quote.

Does HoneyQuote sell or share my personal information?

No. We share your details with insurance carriers for one purpose: generating your quotes. That's it. Selling customer data is how free comparison sites make money, it's not how we do.

Is getting an insurance quote from HoneyQuote free, and does it affect my current policy or credit score?

It's free, and it changes nothing. Quoting uses a soft inquiry, which never affects your credit score, and your current insurer isn't notified that you're shopping. You can compare insurance quotes today and decide next month.

Does switching insurance companies raise your rate?

No, switching itself doesn't raise your rate. Carriers price on your risk, not your loyalty; in fact, loyalty often costs you, because renewals quietly creep up. What can raise your rate is a gap in coverage, which is why we time your new policy to start the moment the old one ends.

How do I know an insurance carrier will actually pay my claim?

You can't know for certain, but you can stack the odds. Before a carrier makes our list, we check three things: whether independent rating agencies say it has the money to pay claims, how often customers file complaints against it, and how it has actually handled claims in the past. If a carrier starts slipping on any of those, we stop quoting it.

We’d be happy to assist you over the phone or email

Competitive prices on the coverage you need.

Low-cost insurance from across the state. 

Absolute clarity on what’s covered.

Your coverage is out there. Let’s find it.

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